Wednesday, September 16, 2009

The LuLac Edition #943, Sept. 16th, 2009



Health and Human Services Secretary Kathleen Sebelius released a new analysis of last week’s U.S. Census numbers regarding the uninsured. The results are sobering and confirm that health insurance reform cannot wait another year. Nationwide, the number of uninsured increased from 39.8 million in 2001 to 46.3 million in 2008. “These numbers only serve to further confirm a reality that far too many American families live with every day,” said Secretary Sebelius. “Our health care system has reached a breaking point. The status quo is unsustainable, and continuing to delay reform is not an option.” The analysis below underscores the urgency of health insurance reform for residents of Pennsylvania.
The status quo is not an option. The number of uninsured in Pennsylvania has increased from 1.0 million in 2001 to 1.2 million in 2008. The percent of non-elderly adults without insurance increased from 10.8% to 13.2%. And this number only considers people who are uninsured for an entire year – it does not include people in Pennsylvania who have more recently lost coverage through the recession, or who had shorter gaps in their coverage.
Private coverage is eroding under the status quo. The percentage of people with employer-based coverage decreased from 80% of the population in 2001 to 74% in 2008. More workers are being left without protection from health care costs. Too many workers in Pennsylvania do not have health coverage, at 74,000 in 2008. And the proportion of workers from Pennsylvania without insurance has increased, from 9.8% in 2001 to 12.5% in 2008. The problem of the uninsured is a problem that crosses income brackets. The new Census numbers also drive home the fact that everyone in Pennsylvania is vulnerable to losing health insurance. An additional 46,000 people from high-income households are now uninsured.
“In states across the country we’ve seen the health care coverage situation go from bad to worse,” Secretary Sebelius added. “And it’s clear that losing insurance isn’t a problem that plagues only the poor or the unemployed – it could happen to anyone.”


While a few of our county judges might be headed up the river, GOP Judicial hopeful Richard Hughes is holding a unique fundraiser. No watered down Manhattans or dirty martinis and stale cheese for this guy. Politics is an adventure and the Hughes camp is offering it in the form of this moneymaker. The Committee To Elect Richard Hughes Judge Hosts Whitewater Rafting On The Lehigh River Saturday, Sept. 19 (All Day, Starts In Morning) Tickets: $55 each. The Dam Is Set To Be Released, To Make For Great Rafting. For Details Call 570-575-7451.


At 10:48 PM, Blogger McGruff said...


Your statistics seem a little off according to The figure is around a million for 2008 not 1.2 million.

The latest press release from Rendell had it about 958,000+.

The reasons for uninsured are complex. Did you know that only 26 million out of 43 million seniors opted to take a Medicare Part D program? There is no guarantee with a public option that all will take insurance. The mandate and penalty of $3,800.00 seems a little silly when the premise is people cant afford insurance in the first place.

This page explains what happens to small business premiums in Pennsylvania. Insurance companies are using actuarial data to penalize and get rid of small businesses in the name of profit.

Pennsylvania relies on small businesses as a significant employer in this state.

Couple that problem with the unavailability of competition by county due to archaic laws and there are many reasons for uninsured. Territorial restrictsions are among the areas Pennsylvania is looking at concerning possible anticompetitive practices by the Blues

Although not a fan I will give Obama credit for one thing. He got people talking on this issue. Price and competition can solve this dilemma but there are too many barriers for that to happen at this point.

Insurance companies are free to reduce or limit provider reimbursement but no one regulates the insurance premium. A closer look at rate requests will reveal an insurance department unable to refuse rate increases.

You cannot take an insurance company to civil court in Pennsylvania for treatment decisions. There are no limit on jury awards in Pennsylvania so you have physicians upwards fo 90% practicing defensive medicine raising premium costs.

So is a public option necessary or fixes for the many other areas that need fixing??


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